#collision

We say it over and over again, but you really do need to pay attention while riding a motorcycle. Often, we as motorcyclists are on the constant lookout for cars trying to kill us on the highway or on our favorite twisty road, only to let our guard down once we start cruising down familiar side streets traveled several times before.

By the time a rider is old enough to consider licensing a motorcycle for street use, she should be mature enough to realize that humans make mistakes, and motorcyclists count themselves among the ranks of humans. Consequently, the need for motorcyclists to make sure they can pay for any damage they may cause to other vehicles should be fairly obvious. Even though bikes are smaller than cars or trucks, they can still put some pretty big hurt on the other vehicles in the right (or is that the wrong?) circumstances. With that in mind, almost all states require that the registered owner of a motorcycle carry some form of proof of financial responsibility. In most states – even those that don’t require proof of financial responsibility to register a motorcycle – the primary means of protecting oneself is liability insurance.