MO Must-haves: Motorcycle Insurance

It used to be death and taxes; now you can add insurance to the list of things you can’t escape, in 45 of the 50 states, anyway. Like any trillion-dollar industry, insurance seems simple enough on the surface but in reality it’s a highly evolved system employing thousands of workers whose main goal is to earn money. Your main goal as a consumer should be to minimize your premiums, but also to realize that riding around with no, or not enough insurance can separate you from everything you own in the blink of an eye. Herein, we attempt to find happiness somewhere in the middle.

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Motorcycle Insurance: They've Got Us Covered

As riders, we have to do a few things to legally enjoy our time out on the road. First, good karma, accident statistics, and our desire to ride without fear of Officer John Law dictate that we get a motorcycle license. Really, there’s no excuse not to have the correct endorsement. Second, the vast majority of states require a minimum amount of insurance (or some other kind of demonstrable financial responsibility) in order to operate a motorcycle legally on the street.

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An Interview With Dallas Custom Bike Builder, Rick Fairless

Allstate has sponsored a custom bike giveaway for the past four years. Each year a new custom bike is built by a legendary custom builder (Arlen Ness created the 2013 and 2012 bikes), and riders enter a sweepstakes for the chance to win the bike. For 2014, Rick Fairless of Dallas Strokers fame was given the nod to take a Victory 8-Ball from stock to custom. This year, Allstate and Fairless planned a twist, with the winner receiving the custom Victory plus a VIP trip for two to Fairless’ shop at Strokers Dallas for a paint consultation with Fairless. Next, the winning bike will be sprayed with the paint scheme that Fairless and the winner developed.

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